The Loss Control Department at LCI Workers’ Comp works hard to help our policyholders maintain a safe work environment for their employees. We have an experienced risk management professional on staff to make visits as well as a loss control coordinator in the office to handle any questions. Because workers’ comp is one of the few types of insurance where the actions of the policyholder can significantly impact the cost of the insurance, it is very important to take advantage of the following services:
- Loss Control Inspections. While your first reaction to the word "inspection” may make you nervous, we want it to have the opposite effect. The purpose of the inspection is to help you find solutions to any safety issues that could be cause for concern. Loss Control Inspections are performed in order to properly analyze risk and exposure and to relay basic company information back to the underwriting department for review. For some accounts this means a pre-underwriting inspection, while for others it will mean an inspection during the policy period. We even perform inspections requested by members who are proactive about maintaining a safe workplace.
Employers should take advantage of this visit and find out how to correct unknown risk exposures and hazards present in their workplace by following the recommendations made by LCI’s Risk Management Professional. This visit is also an opportunity to analyze past workers’ comp claims and to identify areas of improvement. A safer work environment can decrease claims which may result in a lower workers’ comp premium.
- Safety Workshops. LCI offers a wide variety of education and training to our members at no additional cost through our member services team LCIA. A few of the safety workshops offered include proper lifting, ladder safety, CPR training and that is just to name a few. There are also a variety of safety training classes offered through webinars which are great if time or location is an issue. A list of upcoming workshops and events can be found at lciassociation.com/events.
- Sample Policies. In order to protect our policyholders in the event of a claim, it is very important to use a written job application and a drug policy. LCI offers samples of such policies as well as other helpful forms on our website at lciwc.com/forms. Should your company need assistance in creating a policy or form please feel free to contact a member of our loss control department.
Although the Loss Control Department at LCI Worker’s Comp is here to support you, we strongly encourage members to develop their own loss control program to address issues relevant to their specific business operations. Remember, safety is the responsibility of all members of an organization but it always begins with a commitment by management. We are here to help in any way we can so please do not hesitate to call me at (985)612-1587 or email firstname.lastname@example.org with any questions or concerns regarding safety and loss control.